Copyright © 2008MoneyHighStreet.com Wed, 23 Jul 2008 18:45:01 GMT Wed, 23 Jul 2008 18:45:01 GMT http://www.moneyhighstreet.com/ The latest personal finance and money news for consumers http://www.moneyhighstreet.com/ en 60 http://www.moneyhighstreet.com/finance-news/524/ Strong performances from banking and construction firms drove the London stock exchange up today (July 23rd), as it recovered from the losses sustained earlier in the week. show_date http://www.moneyhighstreet.com/finance-news/524/ http://www.moneyhighstreet.com/finance-news/520/ Nearly three million consumers will get into debt as a result of their summer holiday this year, a new report has suggested. show_date http://www.moneyhighstreet.com/finance-news/520/ http://www.moneyhighstreet.com/finance-news/519/ London''s FTSE 100 index suffered losses today, driven down by profit warning from Vodafone. show_date http://www.moneyhighstreet.com/finance-news/519/ http://www.moneyhighstreet.com/finance-news/515/ Drivers from the UK are risking higher car insurance premiums by blindly following their satellite navigation systems, a new report has warned. show_date http://www.moneyhighstreet.com/finance-news/515/ http://www.moneyhighstreet.com/finance-news/514/ As fears mount about a possible recession in the UK, a new report has highlighted that investors can still expect impressive returns if they put their money in the stock market and adopt a long-term view. show_date http://www.moneyhighstreet.com/finance-news/514/ http://www.moneyhighstreet.com/finance-news/513/ The recent slump in house prices is only really an issue for people who recently arranged mortgages and got onto the property ladder, a financial expert has said. show_date http://www.moneyhighstreet.com/finance-news/513/ http://www.moneyhighstreet.com/finance-news/512/ It is often very hard for consumers to reclaim the rewards they earn for using credit cards, an industry expert has said. show_date http://www.moneyhighstreet.com/finance-news/512/ http://www.moneyhighstreet.com/finance-news/511/ Mortgage lending in the UK continued to decline in June, the latest figures have revealed. show_date http://www.moneyhighstreet.com/finance-news/511/ http://www.moneyhighstreet.com/finance-news/510/ Parents and their children are concerned about the debt they will accrue while studying at university, a new study has shown. show_date http://www.moneyhighstreet.com/finance-news/510/ http://www.moneyhighstreet.com/finance-news/509/ Investors thinking about putting their money into commodities need to be careful, an industry expert has said. show_date http://www.moneyhighstreet.com/finance-news/509/ http://www.moneyhighstreet.com/finance-news/508/ Concerns about future debt mean that families in the UK are planning on spending far less over the summer holiday this year, a new study has indicated. show_date http://www.moneyhighstreet.com/finance-news/508/ http://www.moneyhighstreet.com/finance-news/507/ Further concerns about the US mortgage sector sent the stock markets in the UK tumbling this morning (July 16th), with banking institutions bearing the brunt of the slide. show_date http://www.moneyhighstreet.com/finance-news/507/ http://www.moneyhighstreet.com/finance-news/506/ Despite the fact people in the UK typically earn more than their counterparts on the continent, the soaring prices of utilities, food and fuel in the Britain mean the country came nearly bottom of a new European quality of life index. show_date http://www.moneyhighstreet.com/finance-news/506/ http://www.moneyhighstreet.com/finance-news/505/ New research has shown that the credit card market in the UK has finally been affected by the global credit crunch. show_date http://www.moneyhighstreet.com/finance-news/505/ http://www.moneyhighstreet.com/finance-news/504/ Consumers are accepting higher insurance premiums because they cannot be bothered to look at alternative providers, a new report has warned. show_date http://www.moneyhighstreet.com/finance-news/504/ http://www.moneyhighstreet.com/finance-news/503/ People who have mortgages and own their own homes typically have to spend less of their disposable income on their utilities, a new report has indicated. show_date http://www.moneyhighstreet.com/finance-news/503/ http://www.moneyhighstreet.com/finance-news/502/ Alliance and Leicester has revealed that it is in talks with a bidder over a possible takeover of the high street lender. show_date http://www.moneyhighstreet.com/finance-news/502/ http://www.moneyhighstreet.com/finance-news/501/ A recession could actually be good news for some people, as it will let them get a mortgage and onto the property ladder. show_date http://www.moneyhighstreet.com/finance-news/501/ http://www.moneyhighstreet.com/finance-news/500/ While most people think pet insurance is only really necessary when animals get older, an industry expert has revealed it is useful even for very young creatures. show_date http://www.moneyhighstreet.com/finance-news/500/ http://www.moneyhighstreet.com/finance-news/499/ The government and the Association of British Insurers (ABI) have come up with an agreement that should ensure flood insurance remains widely available now and in the future. show_date http://www.moneyhighstreet.com/finance-news/499/ http://www.moneyhighstreet.com/news/18601347+Brits+%27unsure+what+insurance+cover+they+have%27/ While consumers in the UK typically spend £1,500 on insurance premiums every year, many do not know exactly what cover they have, a new study has found. Tue, 20 May 2008 12:49:56 GMT http://www.moneyhighstreet.com/news/18601347+Brits+%27unsure+what+insurance+cover+they+have%27/ http://www.moneyhighstreet.com/news/18600807+Self-builders+%27can+still+find+excellent+mortgage+deals%27/ People planning on building their own homes from scratch can still obtain competitive mortgages, an industry expert has claimed. Tue, 20 May 2008 09:55:18 GMT http://www.moneyhighstreet.com/news/18600807+Self-builders+%27can+still+find+excellent+mortgage+deals%27/ http://www.moneyhighstreet.com/news/18599459+Loan+rates+increase/ New research has indicated that it is getting more expensive to borrow money via loans. Mon, 19 May 2008 14:20:28 GMT http://www.moneyhighstreet.com/news/18599459+Loan+rates+increase/ http://www.moneyhighstreet.com/news/18598706+Consumers+%27are+increasingly+asking+for+mortgage+advice%27/ The majority of mortgage brokers believe that they are now being asked for more advice about the products currently available to consumers, a new report has claimed. Mon, 19 May 2008 09:52:11 GMT http://www.moneyhighstreet.com/news/18598706+Consumers+%27are+increasingly+asking+for+mortgage+advice%27/ http://www.moneyhighstreet.com/news/18598000+Credit+crunch+%27means+more+people+are+struggling+with+debt%27/ The Citizens Advice Bureau (CAB) has revealed that the credit crunch has pushed more people into serious debt problems. Sun, 18 May 2008 17:01:39 GMT http://www.moneyhighstreet.com/news/18598000+Credit+crunch+%27means+more+people+are+struggling+with+debt%27/ http://www.moneyhighstreet.com/news/18597970+Consumers+%27considering+self-building+their+own+eco+homes%27/ Industry experts have suggested that now might be a good time for people to get mortgages and build there own eco homes. Sat, 17 May 2008 16:59:03 GMT http://www.moneyhighstreet.com/news/18597970+Consumers+%27considering+self-building+their+own+eco+homes%27/ http://www.moneyhighstreet.com/news/18597198+Prices+rises+force+people+to+turn+to+payday+loans/ As prices in the UK continue to rise, more and more consumers are opting for short-term loans to cover their living expenses, a new report has claimed. Fri, 16 May 2008 13:52:56 GMT http://www.moneyhighstreet.com/news/18597198+Prices+rises+force+people+to+turn+to+payday+loans/ http://www.moneyhighstreet.com/news/18596567+Consumers+%27not+rushing+to+take+out+ID+theft+insurance%27/ People tend to ignore ID theft and fraud insurance because they do not believe they will be affected by such crimes, an industry expert has claimed. Fri, 16 May 2008 09:55:09 GMT http://www.moneyhighstreet.com/news/18596567+Consumers+%27not+rushing+to+take+out+ID+theft+insurance%27/ http://www.moneyhighstreet.com/news/18595155+Consumers+%27risk+being+tied+to+expensive+utility+tariffs%27/ Nearly one million consumers in the UK are being prevented from switching to a cheaper utility deal because they have defaulted on a payment and owe money. Thu, 15 May 2008 14:04:39 GMT http://www.moneyhighstreet.com/news/18595155+Consumers+%27risk+being+tied+to+expensive+utility+tariffs%27/ http://www.moneyhighstreet.com/news/18594510+Rising+prices+%27could+push+people+in+to+debt%27/ The rising cost of food and utilities could push more people into debt, an industry expert has warned. Thu, 15 May 2008 09:54:47 GMT http://www.moneyhighstreet.com/news/18594510+Rising+prices+%27could+push+people+in+to+debt%27/ http://www.moneyhighstreet.com/news/18593235+Independent+holidaymakers+%27are+risking+their+trip+because+they+are+under+insured%27/ Consumers are increasingly rejecting travel agents and traditional package holiday, but those who are creating their own vacations are often under insured, a new report has warned. Wed, 14 May 2008 14:38:24 GMT http://www.moneyhighstreet.com/news/18593235+Independent+holidaymakers+%27are+risking+their+trip+because+they+are+under+insured%27/ http://www.moneyhighstreet.com/news/18592415+HSBC+extends+Rate+Matcher+mortgage+offer/ HSBC has revealed that it is to extend its Rate Matcher mortgage offer for an additional six weeks. Wed, 14 May 2008 09:52:27 GMT http://www.moneyhighstreet.com/news/18592415+HSBC+extends+Rate+Matcher+mortgage+offer/ http://www.moneyhighstreet.com/news/18591159+Mortgage+lending+continues+to+fall/ New figures show that mortgage lending for house purchases remained subdued in March. Tue, 13 May 2008 15:03:35 GMT http://www.moneyhighstreet.com/news/18591159+Mortgage+lending+continues+to+fall/ http://www.moneyhighstreet.com/news/18590277+Consumers+%27might+find+their+jewellery+in+not+covered+by+insurance%27/ People in the UK are at risk of finding themselves underinsured, as they are not having their jewellery regularly valued, a new study has shown. Tue, 13 May 2008 09:55:07 GMT http://www.moneyhighstreet.com/news/18590277+Consumers+%27might+find+their+jewellery+in+not+covered+by+insurance%27/ http://www.moneyhighstreet.com/news/18588897+Fixed-rate+mortgages+remain+popular/ More and more consumers are looking for financial security by picking fixed-rate deals, a new report has suggested. Mon, 12 May 2008 14:16:10 GMT http://www.moneyhighstreet.com/news/18588897+Fixed-rate+mortgages+remain+popular/ http://www.moneyhighstreet.com/news/18588239+Banks+say+they+want+to+help+people+with+mental+health+issues/ Banks have denied their lending policies are pushing people with mental health problems into debt. Mon, 12 May 2008 09:58:35 GMT http://www.moneyhighstreet.com/news/18588239+Banks+say+they+want+to+help+people+with+mental+health+issues/ http://www.moneyhighstreet.com/news/18587632+Renting+%27is+a+good+opting+for+Londoners+who+cannot+afford+mortgages%27/ Young people who cannot afford a large enough mortgage to get onto the property ladder in London could consider renting while they save for a deposit, an industry expert has said. Sat, 10 May 2008 17:29:54 GMT http://www.moneyhighstreet.com/news/18587632+Renting+%27is+a+good+opting+for+Londoners+who+cannot+afford+mortgages%27/ http://www.moneyhighstreet.com/news/18587386+Travelling+without+insurance+%27incredibly+irresponsible%27/ Embarking on an adventure holiday without insurance could end up costing holidaymakers a lot more than their health, warned an industry expert. Sun, 11 May 2008 16:49:07 GMT http://www.moneyhighstreet.com/news/18587386+Travelling+without+insurance+%27incredibly+irresponsible%27/ http://www.moneyhighstreet.com/news/18586832+Homeowners+%27need+help%27+as+repossessions+soar/ Following today's announcement that there has been a rise in repossession orders, lenders are being urged to do more to help homeowners who are struggling with meeting mortgage payments. Fri, 09 May 2008 14:33:49 GMT http://www.moneyhighstreet.com/news/18586832+Homeowners+%27need+help%27+as+repossessions+soar/ http://www.moneyhighstreet.com/news/18586114+Over+50s+concerned+about+rising+utility+costs/ People over the age of 50 are worried about rising utility costs and the threat of recession, a new study has warned. Fri, 09 May 2008 09:52:20 GMT http://www.moneyhighstreet.com/news/18586114+Over+50s+concerned+about+rising+utility+costs/ http://www.moneyhighstreet.com/news/18584647+Consumers+%27should+ask+for+lower+credit+card+rates%27/ A consumer website has urged credit card users to ask their lenders to cut the interest charged on their borrowing. Thu, 08 May 2008 13:45:01 GMT http://www.moneyhighstreet.com/news/18584647+Consumers+%27should+ask+for+lower+credit+card+rates%27/ http://www.moneyhighstreet.com/news/18584008+Drivers+prepared+to+lie+when+claiming+on+insurance/ Over ten million drivers from the UK would hold back from telling the truth when making an insurance claim, a new survey has revealed. Thu, 08 May 2008 09:45:44 GMT http://www.moneyhighstreet.com/news/18584008+Drivers+prepared+to+lie+when+claiming+on+insurance/ http://www.moneyhighstreet.com/news/18582718+First-time+buyers+%27are+driving+a+hard+bargain+when+purchasing%27/ First-time buyers who have managed to secure a mortgage are look to spend less on their new property, a new report has found. Wed, 07 May 2008 14:04:58 GMT http://www.moneyhighstreet.com/news/18582718+First-time+buyers+%27are+driving+a+hard+bargain+when+purchasing%27/ http://www.moneyhighstreet.com/news/18581991+Tailored+holiday+insurance+%27vital+for+travellers%27/ Holidaymakers need to make sure they always have the most appropriate travel insurance before they head abroad, an industry expert has said. Wed, 07 May 2008 09:53:40 GMT http://www.moneyhighstreet.com/news/18581991+Tailored+holiday+insurance+%27vital+for+travellers%27/ http://www.moneyhighstreet.com/news/18580784+Consumers+%27cutting+back+rather+than+getting+into+debt%27/ Consumers do not plan to borrow more in credit cards or take out new loans in the face of the credit crunch, a new report has found. Tue, 06 May 2008 14:44:18 GMT http://www.moneyhighstreet.com/news/18580784+Consumers+%27cutting+back+rather+than+getting+into+debt%27/ http://www.moneyhighstreet.com/news/18580059+Gazundering+%27will+rise+as+house+prices+slip%27/ While the majority of mortgage holders believe the practice of putting an offer in on an accepted property and then lowering it at the last minute is not acceptable, most would still do it if pushed, new research has revealed. Tue, 06 May 2008 09:52:50 GMT http://www.moneyhighstreet.com/news/18580059+Gazundering+%27will+rise+as+house+prices+slip%27/ http://www.moneyhighstreet.com/news/18579258+Financial+expert%3A+It%27s+vital+consumers+tackle+debt+problems+head+on/ A leading personal finance writer has urged people not to try to ignore debts and other financial problems. Sun, 04 May 2008 16:52:07 GMT http://www.moneyhighstreet.com/news/18579258+Financial+expert%3A+It%27s+vital+consumers+tackle+debt+problems+head+on/ http://www.moneyhighstreet.com/news/18579252+Credit+cards+rejections+%27can+damage+credit+ratings%27/ People thinking about applying for new credit cards need to be almost completely sure they will be accepted, an industry expert has said. Sat, 03 May 2008 16:50:35 GMT http://www.moneyhighstreet.com/news/18579252+Credit+cards+rejections+%27can+damage+credit+ratings%27/ http://www.moneyhighstreet.com/news/18578458+Consumers+%27do+not+have+the+time+to+manage+their+finances%27/ Long working hours mean that a significant number of people in the UK do not have time to properly manage their finances, a new report has warned. Fri, 02 May 2008 12:54:52 GMT http://www.moneyhighstreet.com/news/18578458+Consumers+%27do+not+have+the+time+to+manage+their+finances%27/ http://www.moneyhighstreet.com/news/18577952+IVAs+%27can+be+an+effective+way+to+manage+debts%27/ People in debt might be better off opting for an IVA rather than declaring themselves bankrupt, an industry exert has said. Fri, 02 May 2008 09:50:33 GMT http://www.moneyhighstreet.com/news/18577952+IVAs+%27can+be+an+effective+way+to+manage+debts%27/ http://www.moneyhighstreet.com/news/18576704+Stuttering+mortgage+market+%27puts+pressure+on+Bank+to+cut+interest+rates%27/ Weakening mortgage approval rates in the UK have put pressure on the Bank of England to consider cutting interest rates, an industry expert has said. Thu, 01 May 2008 14:05:08 GMT http://www.moneyhighstreet.com/news/18576704+Stuttering+mortgage+market+%27puts+pressure+on+Bank+to+cut+interest+rates%27/ http://www.moneyhighstreet.com/news/18575975+Fraudsters+%27can+use+personal+details+to+take+out+credit+cards+and+loans%27/ It is vitally important consumers quickly report any suspected credit fraud, an industry expert has said. Thu, 01 May 2008 09:45:06 GMT http://www.moneyhighstreet.com/news/18575975+Fraudsters+%27can+use+personal+details+to+take+out+credit+cards+and+loans%27/ http://www.moneyhighstreet.com/news/18574377+UK+debt+rises/ New figures have indicated that total personal debt in the UK exceeded £1.4 trillion in March. Wed, 30 Apr 2008 12:53:55 GMT http://www.moneyhighstreet.com/news/18574377+UK+debt+rises/ http://www.moneyhighstreet.com/news/18573832+Motor+insurance+policies+%27are+designed+to+suit+every+budget%27/ Even if the economic situation in the country continues to decline, drivers will still be able to get hold of motor insurance, an industry expert has claimed. Wed, 30 Apr 2008 09:47:07 GMT http://www.moneyhighstreet.com/news/18573832+Motor+insurance+policies+%27are+designed+to+suit+every+budget%27/ http://www.moneyhighstreet.com/news/18572194+Planting+new+trees+%27could+force+homeowners+to+claim+on+insurance%27/ Many homeowners are planning on planting trees in their garden in the coming months, but they need to be careful they do not put their property in danger of subsiding, a leading insurance provider has warned. Tue, 29 Apr 2008 12:52:05 GMT http://www.moneyhighstreet.com/news/18572194+Planting+new+trees+%27could+force+homeowners+to+claim+on+insurance%27/ http://www.moneyhighstreet.com/news/18571642+Online+tariffs+%27offer+best+value+for+utility+customers%27/ Online tariffs offer the best value for consumers looking to keep their utility bills low, an industry expert has said. Tue, 29 Apr 2008 09:44:11 GMT http://www.moneyhighstreet.com/news/18571642+Online+tariffs+%27offer+best+value+for+utility+customers%27/ http://www.moneyhighstreet.com/news/18570171+Many+mortgages+%27offer+repayment+holidays%27/ Homeowners feeling the pressure of the current economic situation have been advised to check the small print of their mortgage to see if they could take a break from their monthly payments. Mon, 28 Apr 2008 12:51:55 GMT http://www.moneyhighstreet.com/news/18570171+Many+mortgages+%27offer+repayment+holidays%27/ http://www.moneyhighstreet.com/news/18569663+People+who+took+out+mortgage+before+2004+%27are+in+the+best+position+now%27/ People who obtained a mortgage and got onto the property ladder before April 2004 are currently in the best position to weather the expected property downturn, a new report has suggested. Mon, 28 Apr 2008 09:51:32 GMT http://www.moneyhighstreet.com/news/18569663+People+who+took+out+mortgage+before+2004+%27are+in+the+best+position+now%27/ http://www.moneyhighstreet.com/news/18568951+Reports+about+negative+equity+%27have+dented+consumer+confidence%27/ Recent media reports about the possibility of some homeowners experiencing negative equity has dented first-time buyer confidence, a mortgage advisor has said. Sun, 27 Apr 2008 17:01:14 GMT http://www.moneyhighstreet.com/news/18568951+Reports+about+negative+equity+%27have+dented+consumer+confidence%27/ http://www.moneyhighstreet.com/news/18568930+People+%27are+looking+inland+for+property+in+Spain%27/ British people looking for property in Spain are increasingly looking inland, an industry expert has said. Sat, 26 Apr 2008 16:59:13 GMT http://www.moneyhighstreet.com/news/18568930+People+%27are+looking+inland+for+property+in+Spain%27/ http://www.moneyhighstreet.com/news/18568157+Cheapest+home+insurance+%27is+not+always+the+best+option%27/ Consumers should not simply opt for the cheapest home insurance polity, an industry expert has said. Fri, 25 Apr 2008 13:13:24 GMT http://www.moneyhighstreet.com/news/18568157+Cheapest+home+insurance+%27is+not+always+the+best+option%27/ http://www.moneyhighstreet.com/news/18567637+First-time+buyers+%27turn+to+family+to+get+onto+the+property+ladder%27/ First-time buyers are increasingly turning to family to help them raise the deposit they need to get a mortgage and onto the property ladder, an industry expert has said. Fri, 25 Apr 2008 09:52:56 GMT http://www.moneyhighstreet.com/news/18567637+First-time+buyers+%27turn+to+family+to+get+onto+the+property+ladder%27/ http://www.moneyhighstreet.com/news/18566138+Credit+crunch+%27means+students+need+to+avoid+debt%27/ Students need to be particularly careful that they do not get into debt during the credit crunch, a financial expert has said. Thu, 24 Apr 2008 13:02:40 GMT http://www.moneyhighstreet.com/news/18566138+Credit+crunch+%27means+students+need+to+avoid+debt%27/ http://www.moneyhighstreet.com/news/18565531+Kids+%27are+worried+about+future+debt%27/ Young people in the UK are increasingly worried about getting into debt in later life and possibly needing to use financial products like IVAs, a new study has shown. Thu, 24 Apr 2008 09:27:25 GMT http://www.moneyhighstreet.com/news/18565531+Kids+%27are+worried+about+future+debt%27/ http://www.moneyhighstreet.com/news/18564395+Mortgage+lending+drops/ Mortgage lending weakened in March, new figures have revealed. Wed, 23 Apr 2008 14:53:28 GMT http://www.moneyhighstreet.com/news/18564395+Mortgage+lending+drops/ http://www.moneyhighstreet.com/news/18564323+Students+will+get+less+help+from+parents+due+to+credit+crunch/ The ensuing impact of the credit crunch on British consumers could mean that young people in higher education are less likely to receive financial support from their parents. Wed, 23 Apr 2008 14:22:02 GMT http://www.moneyhighstreet.com/news/18564323+Students+will+get+less+help+from+parents+due+to+credit+crunch/ http://www.moneyhighstreet.com/news/18563468+More+opt+for+private+medical+insurance/ More and more people are opting for private medical insurance, a new study has shown. Wed, 23 Apr 2008 08:49:21 GMT http://www.moneyhighstreet.com/news/18563468+More+opt+for+private+medical+insurance/ http://www.moneyhighstreet.com/news/18562317+Credit+crunch+%27could+force+more+people+to+consider+an+IVA%27/ The credit crunch could mean more people consider taking out IVAs to manage their debt, an industry expert has said. Tue, 22 Apr 2008 13:57:41 GMT http://www.moneyhighstreet.com/news/18562317+Credit+crunch+%27could+force+more+people+to+consider+an+IVA%27/ http://www.moneyhighstreet.com/news/18561634+Millions+of+consumers+%27in+debt+to+utility+suppliers%27/ Nearly seven million consumers in the UK are in debt to their utility suppliers, a new study has shown. Tue, 22 Apr 2008 09:50:16 GMT http://www.moneyhighstreet.com/news/18561634+Millions+of+consumers+%27in+debt+to+utility+suppliers%27/ http://www.moneyhighstreet.com/news/18560278+Credit+card+rejections+increase/ New research has indicated that 3.24 million people have had credit card applications rejected in the past six months. Mon, 21 Apr 2008 14:05:43 GMT http://www.moneyhighstreet.com/news/18560278+Credit+card+rejections+increase/