Get 2 Months Free Pet Insurance With The Co-operative

January is typically a busy month for buying pet insurance and with an eye to helping people save money, the Co-operative Pet Insurance are, for a short period of time, offering all new customers 2 months free insurance cover.

Owning a dog or cat or indeed another pet can be expensive. It’s not just the day to day expenses but medical costs too should your pet fall ill or have an accident.

Recent research by Gocompare.com showed that despite the fact that pet owners consider their pet ‘one of the family’, many pets are not insured.

Protecting yourself with the best pet insurance to meet your pets needs is certainly something to consider – particularly when you think about the cost of vet visits and common medical treatments.

A rather timely offer from the Co-operative then to help customers keep control of their finances, whilst ensuring their cat or dog is covered against accident and illness – all new customers who buy their pet insurance policy online will get their first two months free.

Based on premiums paid in 2011, with this offer, on average dog owners will save £35.56 and cat owners £17.78.

Customers who pay their premiums by direct debit will only begin paying in the third month of the policy whilst those who pay annually will pay the equivalent of 10 months in a single up front payment.

As Lee Mooney, Head of Pet Insurance at The Co-operative Insurance, comments: “Ensuring a pet can access veterinary treatment if it needs to is an integral part of being a pet owner and all potential owners should consider if they can afford to insure an animal prior to bringing it into the family home.

“We hope that this offer will encourage owners, who may have not considered insuring their pet due to money worries, to do so now.”

Two types of cover are available:

• The Classic cover option is designed for pet owners looking for essential cover for their pet and pays out up to £2,000 for any illness or injury sustained for 12 months after the condition is first identified.
• The Select Plus option offers a more comprehensive insurance where each new illness or injury is covered throughout the pets life, regardless of age or how long the condition lasts – as long as the policy is renewed each year.

Policyholders have the option to add on optional bundles:

• The Additional Benefits bundle covers a range of eventualities such as holiday cancellation and loss, theft or straying of the pet.
• The Pet Travel bundle covers emergency vet’s fees, emergency repatriation and quarantine expenses.

Prices start from £10.91 per month for dog cover and £6.45 for cat cover.  You can see more at www.co-operativeinsurance.co.uk

MoneyHighStreet comments: “As with any insurance do make sure you buy the cover you need for pet, don’t necessarily just opt for the cheapest.

You can compare pet insurance from a number of insurers using a site such as Quotezone.co.uk to see what is available and make sure you are getting the best deal – click here for more details.

At the time of writing for example, as well as the 2 months free off from the Co-operative, Direct Line are offering a 20% introductory discount – click here for more details.