Pet insurance 'depends on breed'
Published On 23 November 2007
The level of insurance pet owners will need to pay depends on the type of animal and the breed, according to the RSPCA.A spokesperson for the charity said that dog-owners would probably be required to specify which breed they own as some are more vulnerable to certain illnesses than others.
"For example, if you have a cross-breed dog they are less likely to suffer from certain ailments, so they will often have cheaper insurance for them," she said.
Other breeds, however, are likely to incur higher insurance premiums. "Labradors, for example, can get hip dysplacia and things like that," the spokesperson said.
According to the charity, just 17 per cent of dogs and 11 per cent of cats are covered with pet insurance - so a large proportion of animal lovers could find themselves out of pocket in the event of an accident of illness.
"Even basic health checks and things like that - they all cost money," the spokesperson said. "We think it's really important that people do take out insurance."
