Personal Finance News Published In January 2008
- Holidaymakers 'unsure about details of holiday insurance policies'
- Bridging loans 'should only be considered in exceptional circumstance'
- New code for IVAs agreed
- First-time buyers 'are struggling to raise mortgage deposits'
- Study reveals significant differences in missed mortgage charges
- More people miss credit card repayments
- Expert: Use Christmas debt as an incentive to look for better credit card deals
- npower criticised for how it manages customers in financial trouble
- Insurance fraud 'puts up premiums for honest customers'
- Consumers urged to switch loan deals
- Gap year insurance 'is complex and needs to be planned early'
- Utility hikes 'will prompt more switching'
- Credit card spending 'subdued as year ended'
- End of January 'is the perfect time to plan debt repayment scheme'
- Impulsive purchases 'are being funded with plastic'
- Homeowners are 'taking risks by not opting for home insurance'
- Consumers 'risking the need for IVAs as they continue to spend'
- Consumers should seek advice on insurance cover
- Half a million mortgage repayments missed
- Self employed should take out life insurance
- New government initiative to tackle debt
- EU directive will make it easier to shop for personal loans
- Mortgage lenders reduce borrowing limits
- General insurance premiums rising
- Drivers should be covered 'for all eventualities'
- People thinking more carefully about credit applications
- Holidays more appealing than mortgages for Brits
- Credit Unions recommended by Church of England
- Green mortgages unaffected by credit crunch
- UK salary gap widens
- IVA applications predicted to rise
- Uninsured driving to be an offence
- Those seeking debt relief should research options
- Mortgage holders can be positive despite interest rates
- Money purchase schemes on the increase
- Insolvencies 'set to rise'
- Self-cert mortgages 'still strong'
- Millions turning to plastic in 2008
- Banks prefer debt management plans
- Bank of England holds interest rates
- 'New year, new start' ethos should apply to personal finances
- Repayments on larger loans could cost less
- Indebted urged to plan for new year
- Halifax: House prices rise
- Consumers face 'postcode lottery' on utility costs
- Borrowers 'must shop around' for right loan
- UK economic confidence down
- 'Non standard materials' could pose mortgage difficulties
- More people 'will need debt relief' in 2008
- Energy costs set to rise in 2008
- House prices 'to correct' over three years
- Skiers warned over insurance
- Expats embrace online banking
- Britons 'do not understand' equity release
- Post-Christmas consolidation loans 'could save millions'
