New Home Insurance Online Offer From Sainsbury’s

Sainsbury’s Home Insurance has a new online offer for customers buying combined building and contents insurance who have a Nectar card.

This new home insurance offer gives new customers a £40 Sainsbury’s gift card to use in store when buying combined home insurance and using a Nectar card.

This offer complements the existing three-way discount package which consists of a 5% online discount, a further 15% discount for buying a combined buildings and contents policy and for those with five or more claim-free years a 30% no-claims discount.

Having bought the cover, by retaining it for 2 years, customers can then benefit from double Nectar points on their Sainsbury’s shopping for 2 years.

Where more than one discount applies, discounts will be applied consecutively to the reduced premium and a minimum premium applies.

The cover includes unlimited buildings cover for the cost of rebuilding your home and standard cover for accidental damage to TV, video, audio and computer equipment – extended cover can be purchased for an additional premium e.g. spilling paint on carpets.

There is no interest charge for paying the premium by direct debit and there’s a maximum no-claims discount of up to 30% as standard, with the maximum discount being available if you have been claim free for five or more years.

MoneyHighStreet.com comment: It is important to ensure you get the cover you need and don’t just opt for the cheapest premium – if you need to make a claim you want to have the comfort that you are likely to get it paid. Shop around and compare home insurance prices to get the best cover for the best price.

If your requirements are not standard, perhaps for example you have a high value property, multiple properties or perhaps a high value collection, it is unlikely you’ll get automatic online quotes and standard home insurance may not be your best deal.

In these circumstances you may be better covered by High Net Worth home insurance or high value home insurance and you’re likely to benefit from getting professional insurance advice and guidance from an insurance broker.

So an option is to buy High Net Worth home insurance via an Insurance Broker

MoneyHighStreet has partnered with a leading insurance broker, W B Baxter Insurance Brokers Ltd, to offer High Net Worth home insurance advice and products via a top quality service.

Contact Baxters and get Free advice about your high net worth home insurance, understand what your best options are and as appropriate buy home insurance.

Media Netrix Limited is an Introducer Appointed Representative of W B Baxter Ltd, an insurance intermediary authorised and regulated by the Financial Services Authority (FSA). W B Baxter Ltd is bound by its rules in the conduct of its general insurance mediation activities.  Details of W B Baxter Ltd’s authorisation (registration No 146480) can be checked by visiting the FSA’s website http://www.fsa.gov.uk/register or by telephoning 0845 606 1234.

For more information on the Sainsbury’s offer see their website.