Swine flu – make sure your Payment Protection Insurance covers you

With the World Health Organisation (WHO) raising the swine flu pandemic alert to level 5, people need to consider their Payment Protection Insurance (PPI) and that it provides cover for swine flu.

Payment Protection Insurance provides cover for paying bills for up to a year if the policyholder temporarily loses their income due to sickness, an accident or unemployment.

Clearly the impact of the flu in Mexico, where there have been significant deaths seems to, for the moment at least, be greater than the impact elsewhere.

That said there has been at least one death confirmed as attributable to swine flu outside Mexico.

How long though will the recovery period on average?

Medical experts seem to be indicating that most will recover in around a week. But no doubt at least for some the recovery could be a lot longer.

Some suffferers may need more time off work, perhaps meaning they are moved onto Statutory Sick Pay. This could lead to financial difficulties.

PPI policyholders need therefore to check that their insurer will pay their bills if needed as a result of contracting the virus.

If the PPI provider does not cover swine flu then taking action now to move to one that does must be considered.

MoneyHighStreet works with standalone PPI provider British Insurance who have confirmed they will honour claims from swine flu sufferers.

You can get a PPI quote from them quickly and easily, just use the form below.