Check you car insurance and child car seats

With over a million people having had an accident whilst on the school run in the last 5 years it’s important to make sure your child car seats are appropriate and you get car insurance in place.

15% of people admit to driving with children without the children being properly placed and secured in the appropriate child car seats.

This week is Child Safety Week and to help ensure you have the right child car seat you might like to check out our earlier article on child car seat criteria.

Erratic driving no doubt leads to more accidents, which according to research from Sainsbury’s Car Insurance, are twice as likely to happen on the morning school run compared with the afternoon one.

Worryingly, some 136,000 people have had an accident on both the morning and afternoon schoold run!

Sainsbury’s Car Insurance Manager, Lucy Hunter, said ‘Busy roads, noisy children in the back seat, and the worry of being late can make the school or nursery run very stressful for drivers. Being in a routine doesn’t make you immune to these distractions however and at these often hectic times of the day it’s important to stay alert and focussed.’

With such potential for an accident it’s clearly important to get car insurance.

Sainsbury’s car insurance includes new for old replacement child car seats after an accident as part of their comprehensive cover. Not all do so it’s important to check exactly what cover is provided.

Some car insurance policies may appear cheaper but if they don’t provide the level of cover you need then the saving could be a false economy.

You might find it helpful to use a comparison site such as Gocompare.com, Confused.com or Comaprethemarket.com, to compare car insurance quotes, cover provided and the price.