Car insurance bumped by rear-end car accidents

There are 420,000 rear-end car accidents each year, one in four of all road accidents, causing a hefty bump on car insurance.

Car accidents have been declining but rear-end accidents are not following this trend, instead instead their number is rising.

Car insurance claims for rear-end bumps have to deal with both the car repairs or their total loass and also personal injury claims.

Buying car insurance that has appropriate cover for your needs is vital.

There are many insurance providers competing for your business, often offering incentives to get your business.

You can compare car insurance from a range of providers using a comparison website, such as Confused.com, Gocompare.com or Moneysupermarket.com.

As Sue Lonthorn, Admiral managing director, comments ‘In built-up areas, where traffic is so slow moving, people tend to get frustrated and drive a little too aggressively. When they do this there is more of a chance they will bump the car in front.’

The big issue though is that the number of staged accidents is rising and rear-end accidents are the easiest to stage.

Be aware that this could happen.

Basically to stage such an accident a fraudster will pull away from slow or stopped traffic and then break suddenly, often causing the car behind to hit their rear.

The fraudster then makes a claim for the car damage and whiplash.

This insurance fraud costs the industry significant sums of money and as Sue Longthorn points out ‘it works out at an addtional £40 on everyone’s premium.’

So it’s well worth being vigilant and another reason not to drive too close to the car in front.