Are you covered for skiing accidents?

With many Brits heading for a ski holiday, are you covered for any medical bills arising fom skiing accidents? Does your travel insurance include high-adrenaline sports such as off-piste or bobsleighing?

According to esure travel insurance, worryingly, over 10% of skiers and snowboarders will set off on their ski holiday without travel insurance.

To buy travel insurance, which includes cover for winter sports, is well worth considering and could save you money should you have a skiing accident.

The costs you may be faced with can be very high, for example

• To be taken off the ski slopes in a blood-wagon can cost around £200
• If you need repatriation from Europe it could cost £4,000 and double that from the USA or Canada.

If you want to compare travel insurance quotes, use a service such as that offered by Confused.com or moneysupermarket.com.

You’ll quickly and easily be able to see what cover is on offer, how much it costs and see what’s best for your needs.

As Mike Pickard, Head of Travel Insurance at esure said ‘It doesn’t matter whether you’re a novice or perfectly at home on the black runs, accidents do happen on the slopes and it’s crucial to make sure you’re fully covered with quality insurance that includes specific winter sports cover.’

Also make sure you check if there are any exclusions – not all insurance will include cover for high-adrenaline sports such as off-piste or bobsleighing.

If you are skiing in Europe remember to get your EHIC (European Health Insurance Card), although don’t rely soley on this, you still need travel insurance.

If you haven’t got an EHIC, you can apply for one free.