Personal Finance News

Overweight Pets Still Fed Curry And Pizzas

3 February 2012, 1:14PM
Pets are regularly fed leftovers overs of our human food, including curry, pizza and fish and chips and this despite the fact that a third of cats and dogs are now overweight, a very serious issue.  [More]

American Express Credit Card Cashback Rate Increased

2 February 2012, 2:52PM
The introductory rate on the American Express Platinum Cashback credit card has been doubled, making it the highest cashback credit card currently available.  [More]

House Prices Fall

1 February 2012, 9:25AM
January saw house prices fall by 0.2% according to Nationwide, but will the slide downwards continue?  [More]

Check Your Water Pipes As Freezing Weather Hits

1 February 2012, 8:55AM
As freezing weather hits the UK and the Met Office predicts snow and sleet across many areas, make sure you take steps to protect your household, checking your pipes in particular to try and avoid burst water pipes.  [More]

Save On Your Holiday Travel Money

31 January 2012, 2:40PM
Most plan their our holiday destination and accommodation well in advance to get the best deal, make sure you plan your holiday travel money too to help your spending whilst away.  [More]

Is It Best To Pay Off Mortgage Debt Or Save Money?

30 January 2012, 12:33PM
Even though recent research shows that by overpaying a mortgage you get greater financial benefit in the long run than by trying to save money into a saving account, mortgage holders continue to save money rather than pay down their mortgage debt.  [More]

New 10 Year Fixed Rate Mortgage From N&P

26 January 2012, 11:08AM
Norwich and Peterborough Building Society (N&P) has launched its lowest ever ten year fixed rate mortgage, offering a solution for those wanting to manage their budget longer term.  [More]

Summer Holiday, Satellite TV Or Life Insurance?

25 January 2012, 9:02AM
Luxuries such as a summer holiday or satellite TV are being put ahead of buying life insurance, is that a sensible move?  [More]

Get Your Discounted Travel Deals Now

24 January 2012, 10:09AM
January and February are traditionally key months for booking holidays as people start thinking about escaping the winter blues. The good news is that this year there are more discounted travel deals to be had.  [More]

Is It Time To Move Away From Fixed Energy Plans?

23 January 2012, 12:39PM
As energy suppliers cut energy prices, those on fixed energy plans may be wondering if they now have the best deal. Is it time to move away from a fixed plan to an online energy plan?  [More]

Brits Relying On Credit Cards To Make Ends Meet

23 January 2012, 12:03PM
With many Brits struggling to make ends meet some are turning to credit cards to help out but without careful management card debt can quickly get out of control.  [More]

DNA On Air Bag Foils Car Insurance Claim

19 January 2012, 9:04AM
False car insurance claims leave honest policyholders paying more for the premium. The insurance industry is closing in on fraud and for example has recently foiled a scam as a result of finding DNA on an air bag.  [More]

Brits Risk Accidents Whilst Skiing

18 January 2012, 11:14AM
Brits are skiing or snowboarding whilst drunk, without taking lessons and too fast and increasing their risk of an accident and for many doing so whilst without being properly covered by travel insurance.  [More]

Brits Want To Cut Their Holiday Costs

17 January 2012, 10:45AM
January and February are traditionally key months for booking holidays, banishing those winter blues. This year though Brits are trying to cut their holiday costs to save money.  [More]

Is It Time To Move To A Zero Per Cent Balance Transfer Credit Card?

16 January 2012, 3:39PM
As many look to consolidate debts, there's the opportunity to save hundreds of pounds by moving to the best zero per cent credit card deal.  [More]

Save Money Sending Money Abroad

13 January 2012, 10:13AM
With many people needing to send money abroad, a new service from Xendpay.com cuts the costs of doing this compared to high street money transfer outlets.  [More]

British Gas And SSE Cut Energy Prices

12 January 2012, 3:22PM
British Gas and SSE have followed other energy suppliers cutting prices which will help reduce energy bills for more consumers.  [More]

New Year - New Approach To Debts?

12 January 2012, 2:37PM
Borrowers have been advised to take practical steps towards tackling their debts for the New Year, and work towards getting their finances in order.  [More]

Nationwide Launches New Two Year Fixed Rate Mortgage

12 January 2012, 12:02PM
Nationwide has a new 90% LTV 2 year fixed rate mortgage that will appeal to first time buyers, homemovers and existing customers.  [More]

Energy Supplier EDF Cuts Gas Prices

11 January 2012, 12:01PM
Further to announcements by OVO Energy and Co-op that they are cutting energy prices, EDF has now announced it is cutting its gas prices.  [More]

Are Marks and Spencer Shares A Buy?

10 January 2012, 1:30PM
Marks and Spencer UK sales over the Christmas period were helped by strong food sales and despite weaker margins expects full year profit forecasts to remain unchanged. Should investors 'buy' Marks and Spencer shares?  [More]

Will Energy Bills Fall?

9 January 2012, 11:00AM
As wholesale energy prices drop and smaller energy suppliers cut their energy prices, will a price-cutting war mean energy bills actually start to fall?  [More]

People Turning To PayDay Loans To Pay Their Rent Or Mortgage

6 January 2012, 11:08AM
Many people are struggling with their finances and relying on credit to pay their housing costs with almost one million people resorting to payday loans.  [More]

Foreign Exchange: Pound Rises To One-Year High Against The Euro

5 January 2012, 1:02PM
The Pound yesterday rose through a one-year high against the Euro, reaching 1.209 but retraced against the US Dollar.  [More]

Get 2 Months Free Pet Insurance With The Co-operative

5 January 2012, 10:30AM
January is typically a busy month for buying pet insurance and with an eye to helping people save money, the Co-operative Pet Insurance are, for a short period of time, offering all new customers 2 months free insurance cover.  [More]

Credit Cards To Fund Day To Day Living Costs

4 January 2012, 9:32AM
Some 36% of credit card holders will be relying on their cards to fund day to day living costs this January and some will be relying on them to pay of outstanding Christmas costs and debts.  [More]

As More People Accumulate Debt Some Help With Overdraft Charges

3 January 2012, 8:07AM
The number of people amassing debt last year was up 27% compared with the previous year. This, coupled with the average debt of nearly £750 has led the Co-operative Bank to put a temporary hold on overdraft interest rate charges.  [More]

Is It Time To Switch Home Insurance To Save Money?

30 December 2011, 11:08AM
As we look forward to the new year, many are worried about their personal finances and yet fail to switch any of the most common financial products to save money, including home insurance, car insurance, energy provider, credit card or mortgage lender. Is it time to switch?  [More]

Diet But No Gym in 2012

29 December 2011, 9:55AM
Whilst losing weight may still be at the top of many New Year resolution lists, for 2012 many are not turning to the gym to help as they try to save money.  [More]

New Fixed Rate Bonds From Shawbrook Bank

23 December 2011, 11:21AM
Shawbrook Bank has launched four new fixed rate bonds which will all be top of the best-buy tables - perhaps it's time to set a New Year's resolution to get into the savings habit?  [More]

New Children's Savings Accounts From Halifax

23 December 2011, 10:51AM
It might be Christmas and the time for spend, spend, spend but for those perhaps thinking of the New Year and getting back into saving, Halifax have a new fixed saving account range for children  [More]

Can You Keep Burglars Out This Christmas With Booby Traps And Decoys?

22 December 2011, 12:57PM
Keeping your home secure was once all about having a burglar alarm and leaving lights on, but now people add booby traps and decoys to keep burglars away. The worry is that these may be more for the fictional film than real life home security  [More]

Christmas Cost Cutters: Keeping Festive Finances In Check

21 December 2011, 2:51PM
Christmas is probably the most difficult time of the year to get frugal with your finances – yet recent research from uSwitch.com found that around 26% of people were considering replacing Christmas gifts this year with an IOU.  [More]

Many Will End Up With Christmas Debts

21 December 2011, 1:25PM
Many are struggling to finance Christmas this year, whether it be Christmas presents, food or other festivities, costs are causing more to take on debts that they will be hard pressed to repay.  [More]

OFT Announces Measures To Help Consumers Buying Travel Money

20 December 2011, 9:19PM
The OFT has found that charges for purchasing foreign currency and using cards overseas can be confusing and often not at all clear for consumers and has secured agreement from banks and travel money providers to significantly improve matters for consumers.  [More]

Fancy Body Art Or A Boob Job Christmas Present?

19 December 2011, 10:37PM
Many are picking rather more unusual Christmas presents this year, including tattoos, piercings, cosmetic surgery and even vasectomies. What's happened to a pair of socks or some smellies?  [More]

Payday Loan Companies Under Scrutiny

16 December 2011, 11:06AM
With many turning to payday loans to deal with an emergency cash flow problem, be careful is the warning, as the OFT (Office of Fair Trading) increases its scrutiny of companies offering such loans as the number of complaints rockets.  [More]

Poundland Really Can Help You Save Money

15 December 2011, 6:19PM
With personal finances under pressure, this Christmas, perhaps more than ever, people are seeking out bargains to help save money. Research by Poundland shows that consumers are going to spend hours making sure they get the best deals.  [More]

Cash In With Facebook

14 December 2011, 3:29PM
For the very first time, Facebook users can make CASH by selling their unwanted CDs, DVDs and games on the social network while they carry on conversations with their friends, post on walls or check out their news feed - all courtesy of musicMagpie.  [More]

Foreign Exchange: Pounds Strengthens As Euro Struggles

13 December 2011, 12:29PM
The Euro continued to struggle, falling to a 2 week low versus the US Dollar yesterday. In contrast, the Pound took advantage of the Euro troubles and rose to the highest level in eight months.  [More]