WWF credit card review – what are the benefits?
Published: 24 November 2009
By MoneyHighStreet Staff Leave a Comment
Updated: 9 April 2010
The World Wildlife Fund credit card is a great charity credit card that you can use and make a difference, without adding to your own costs. Our review explains how and looks at the other key benefits of the WWF credit card.
Using a World Wildlife Fund credit card it means that for every card purchase that you make, the MBNA Europe Bank Limited, the card issuer, will make a contribution to the WWF. This is a very effective way for the charity to get funds to help protect endangered species and help them address global threats to the environment.
Apply for a WWF credit card quickly and easily online – it really does only take a short while.
WWF receives £6 when you use your card within 90 days of the account opening. It also received 40p for every £100 you spend on card purchases and £2 for every year you continue to use the card.
Other key benefits of the WWF credit card
If you are able to make balance transfers in the first 90 days after opening your account you will be eligible for 0% on those balance transfers. There’s also be 0% on card purchases made three months from the date that your account was opened.
You can also enjoy up to 50 days interest free on card purchases when you get to pay your statement balance in full every month.
As you can see, this is not only an environmentally responsible choice of credit card but it’s also a practical one financially.
And that’s not all. WWF will send you a soft toy that matches the animal on your credit card when you are spend over £100 within the first 90 days of opening your account opened. As a WWF cardholder you will also be able to benefit from a 10% discount on WWF’s collection of eco-friendly products and gifts when you shop for them in their shop. All you have to do to get this discount is to enter the first 8 digits of your card in the promotional code box when you check out.
With this credit card you are also able to manage your account online by viewing your balance, reviewing the recent transactions that you have made and check your credit limit, all from the comfort of your home at a time that is convenient for you. You can also set up your direct debits and carry out balance transfers online. This allows you to help the environment as well in the sense that you are using paperless transactions.
If you find yourself unable to work because you got sick or you were involved in an accident then Lifestyle Protect could pay your minimum monthly credit card repayment until you return to work. All you have to do is add Lifestyle Protect to your account while you are completing your application – it costs 79p per £100 of your credit card statement balance.
How can you get a WWF credit card?
You can get a WWF credit card online, very simply and quickly.
To qualify you must be over 23 years of age. You must be a homeowner and be able to prove that you have been a resident of the UK for the last two years. You must be employed as well and must have an income of at least £20,000. You must not have any credit deaults (CCJs, current arrears or missed payments) on any of your credit cards, mortgages or loans.
Upon application you will be asked for your bank sort code and account number, employment and salary details, your address history for the last three years and details on any recent borrowing loans, credit cards and overdrafts that you may have.
The WWF credit card is probably the best choice that you can get for environmentally minded and ecologically minded consumers – of course that’s something you need to judge for yourself.