Official England credit card review – what are the benefits?
Published: 24 November 2009
By MoneyHighStreet Staff Leave a Comment
Updated: 7 July 2010
Get the Official England credit card and you can show your England football support whether you are home or away. As the next in our credit card reviews we consider the Official England credit card – what are the benefits?
The Official England credit card gives you 15% discount on all purchases that you make in the official England online store.
You can get an Official England credit card quickly and easily online.
You can benefit from having 0% balance transfers for over 12 months with 3% handling fee. In order to benefit this rate your balance must be transferred 90 days after your account has opened.
There’s 0% on money transfers from your credit card to your current account with 4% handling fee for 12 months, if the transfer is done within 90 days of your account opening.
There’s 0% on card purchases for 3 months after your account has opened as well.
The typical interest rate is 16.9% APR with the card.
There is access to online banking wherein you can check your recent transactions and balance, as well as view your pin. You can do balance transfers, set up your direct debits and so much more. Aside from the convenience of doing everything from the comforts of your own home since every transaction is done online, you also get to help the environment by choosing to go for paperless transactions.
You don’t have to worry about fraud since you will not be held liable for fraudulent transactions, whether done online or in the high street, as long as you are able to report the incident as soon as possible.
Finally, you’ll be pleased to know there’s no annual fee.
How do you get an Official England credit card?
Apply online – it’s quick and simple and you will find that it is very easy to apply. If you apply online during office hours from Monday to Friday you may find that you can get an instant decision as to whether you qualify or not. But if your application needs to be referred to a credit analyst then it could take about 7 to 10 working days to come up with a decision for your application.
You can apply for the Official England credit card as long as you are over 23 years of age. You must be currently employed and you have to have an income of over £20,000. You must also be a homeowner and must be able to prove that you have been residing in the UK for the last two years.
It’s important that you don’t have any credit defaults on your mortgages, credit cards and loans. You will also be asked for your bank sort code and account number, address history for the last three years, employment and salary details and also information of any current loans and credit cards.
The Football Association of England does not work for profit and all commercial surpluses like these are invested back into the football games at all levels. This means using the official England credit card can really make a huge difference.
If you’d prefer a specific football club credit card there are many to choose from, including the Arsenal credit card.
See our full list of Football Club credit cards to see who else has one available.