Aston Villa credit card review – what are the benefits?

If you are an Aston Villa football fan then here is some good news for you: Aston Villa supporters can now carry their pride in their wallets, showing their loyalty by getting an Aston Villa Credit Card.

Every time you make a card purchase with the use of an Aston Villa credit card, you get to help your favourite club as every card purchase equates to a contribution being made by the MBNA Europe Bank Limited which is the card’s issuer.

You can get an Aston Villa credit card quickly and easily online.

You can have an additional card holder in your account. In fact, the Aston Villa Rewards credit card allows up to three cardholders on the account at no extra charge.

Just make sure that the additional card holder resides at the same primary address that you have and is a close family member such as your spouse, parent, sibling, etc. The main card holder will be held responsible for any transactions that are made by the additional card holders.

Key facts about the Aston Villa credit card include

• 0% on balance transfers for 12 months, with 3% handling fee
• 0% on money transfers for 12 months
• 0% on card purchases for 3 months
• 15.9% APR typical rate

It’s really quick to apply for an Aston Villa Rewards credit card and for convenience you can apply online. You don’t have to worry about your security when it comes to applying online since the application is secured with industry standard software that prevents anyone but MBNA Europe from viewing the personal details that you have entered.

Aside from applying online you can do your transactions online as well. You can easily access your account details, pay your bills, view your PIN, transfer your balance, and you can easily view other details such as your available credit and recent transactions.

In case of fraud, there’s no liability or excess charges to pay arising from loss and theft due to fraudulent use, provided that you report this situation immediately – if your card is lost or stolen you must call customer services immediately.

If you encounter problems with goods and services that you have purchased online with your Aston Villa Rewards credit card then you should check with the retailer’s customer service department immediately to ask for a refund or replace the item. In accordance with your statutory rights, the retailer should be able to satisfactorily resolve the problem for you.

However,  if you still experience difficulties with the retailer then you can contact the Aston Villa Rewards credit card customer satisfaction helpline so that they can help you resolve the matter. You need though to make the call within 30 days of making the purchase.

How can you get an Aston Villa credit card?

The quickest and easiest way is to apply for an Aston Villa credit card online.

Before applying, make sure you have the following items with you: your account number and bank sort code, your employment and salary details, your address history for the past three years and details of any recent loans, overdrafts and credit cards.

To qualify for this credit card you need to be over 23 years of age, employed, a homeowner, a resident in the UK and be able to prove that you’ve lived here for the last 2 years, an income of over £20,000 and that you do not have any credit defaults (CCJs, current arrears or missed payments) on any of your credit cards, mortgages or loans.

If you’re interested, there’s also an Official England credit card and a number of other football club credit cards.