Home information packs: Are you prepared?

Written by MoneyhighStreet Staff.  July 30, 2007

Home information packs (HIPS) become a reality on Wednesday but there is still much confusion about who needs them and what they are so we try to shed some light on this confusing situation in this article.

The risks and rewards of interest only mortgages

Written by MoneyhighStreet Staff.  July 27, 2007

Interest only mortgages are becoming more popular as borrowers seek to reduce their monthly mortgage payments as interest rates are rising. There are risks as well as rewards with interest only mortgages, as we discuss in this article.

Be aware of increasing mortgage exit fees

Written by MoneyhighStreet Staff.  July 25, 2007

Rising interest rates and other hidden fees are boosting the costs of mortgages, but the borrower also has to be wary of increasing mortgage exits fees.

Credit card cheques - the good, bad and ugly

Written by MoneyhighStreet Staff.  July 23, 2007

You may have received some credit card cheques with your last credit card statement recently. Is it sensible to use this unsolicited forms of payment? We look at the pros and cons in this article.

Will Gordon Browns plans affect house prices in the future?

Written by MoneyhighStreet Staff.  July 18, 2007

Gordon Brown's hand has been on the economy tiller for ten years but now that he is prime minister, how will some of his reforms affect the housing market?

Are 25 year fixed rate mortgages a good idea?

Written by MoneyhighStreet Staff.  July 16, 2007

The property boom over the last ten years is forcing the Government to look for ways to create stability in the UK housing market. Lenders are being encouraged to offer 25 year fixed rate mortgage deals, but is it a good idea?

Hidden costs of low rate mortgage deals

Written by MoneyhighStreet Staff.  July 9, 2007

Banks and building societies are offering some attractive looking mortgage deals at the moment, however tread with care as there are hidden charges that may make them more expensive than you think.

Rising interest rates: the pain and the gain

Written by MoneyhighStreet Staff.  July 5, 2007

As widely expected, interest rates have risen to 5.75pc today - the fifth rise in a year. Rate rises bring pain to many, but also gain for those who save.

Beware the buy to let mortgage trap

Written by MoneyhighStreet Staff.  July 3, 2007

With interest rates set to increase to 5.75pc this week, buy to let investors should beware of a potential mortgage trap as their fixed rate mortgage terms come to an end.