Young GB Drivers Are Less Likely To Claim On Their Car Insurance

Young GB drivers, under the age of 25 are less likely to claim on their car insurance than those in some of their European counterparts, including those in Spain, France and Germany and overall are considered a better insurance risk.

According to research from Axa, motorists under the age of 25 years old in GB are more than 30% less likely to claim than those of a similar age in Spain or France and around 25% less likely to claim than the U25 in Germany.

They are also less likely to speed on a motorway with 24% of drivers under 25 years in Britain admitting to significantly exceeding the speed limit on the motorway against a European average of 38%.

The research though also revealed that 52% of U25s in Great Britain know someone who was involved in an accident last year underlining the fact that, while they may be better than others in Europe, young drivers in GB are still high risk. In fact, a report from the ABI last year showed that young drivers are ten times more likely to be killed or seriously injured than more experienced drivers.

As a result of the generally higher risk, the cost of young driver car insurance is generally higher than that for older drivers. This is not though an excuse not to have it – if you drive a car it is a legal requirement to have get car insurance.

There are a number of comparison sites to use to help you to compare car insurance quotes, including Quotezone, Confused.com and Gocompare.com

Craig Staniland, AXA Insurance director for motor said: “young drivers are more likely to indulge in dangerous behaviours than others and more work needs to be done to educate them about the risks. However, in Britain we do seem to be performing better than our European neighbours and as a whole seem to be more concerned about the issues surrounding young drivers.”