Do You Lie To Get Cheaper Car Insurance?

As costs continue to rise, many resort to lying to help get cheaper car insurance, do you? If so this could have serious ramifications.

Car insurance costs have risen 31% in the last year alone making it an ever more expensive part of having a car.

As a legal requirement all must have cover to drive and according to Confused.com, some 38% of UK drivers admit to lying to get a better premium.

This is not good news though, as Will Thomas, head of motor says “When it comes to motor insurance, lying really doesn’t pay. By failing to tell the insurance provider your true circumstances you are risking invalidating your cover entirely, which ultimately means you are uninsured.

Whilst it’s easy to think you will never be caught out, insurance companies are getting savvier, particularly in these hard financial times, and lying is a type of fraud.

Having your cover invalidated not only has ramifications for you and the repair of your car, but also for any other driver involved in the incident – there is no limit to the costs that may be incurred in the event of an injury.”

Lies are told about annual mileage, where the car is kept, the value of the car and including named drivers on the car that are unlikely ever to drive the car.

Even though costs are rising there are things that you can do to legally save money on  car insurance costs, including

• Downgrade to a smaller car
• Assess your mileage accurately
• Build up a no claims bonus
• Add security devices

Also you can use a price comaparison website to search what’s available at what cost.

OR as a reader of MoneyHighStreet.com you can Save 15%* off your current insurers car insurance premium through our partnership with Baxters, a leading insurance broker.

And you will get FREE Legal Expenses and FREE Foreign use as well.

To get a car insurance quote or get more information, simply

Call Baxters Streetwise on 0845 4023 298 – Quote MNYS to get the 15% saving.

Call any time between 8am to 8pm Monday to Friday and 9am to 4pm Saturdays and don’t forget to have your renewal notice to hand.

What does this 15% saving on your car insurance mean?

Quite simply it means you know how much you can save on your car insurance as soon as your car insurance renewal notice is received from your current insurer.

For example, if your renewal premium is £300, your car insurance quote from Baxters using the MoneyHighStreet 15% saving, will be £255.

* Subject to certain eligibility criteria. Terms, conditions, exclusions & minimum premiums apply.

Media Netrix Limited is an Introducer Appointed Representative of W B Baxter Ltd, an insurance intermediary authorised and regulated by the Financial Services Authority (FSA).