False car insurance claims leave honest policyholders paying more for the premium. The insurance industry is closing in on fraud and for example has recently foiled a claim as a result of finding DNA on an air bag.
Hastings Direct employs a team of former police officers to investigate any car insurance claim which it suspects may be fraudulent.
This team have just helped secure the six month conviction of a 41 year old teacher for insurance fraud.
The man, Mr M from Worcestershire, claimed that his £1,500 Volvo had been stolen, when in fact he had crashed the vehicle after a night out drinking.
The investigators were suspicious of the of the claim made and inspection of his car revealed extensive accident damage, but no damage that would be expected in relation to its theft.
Worcestershire police were asked to investigate further and their forensic examination of the car found that Mr M’s DNA was evident on the car’s air bag, proving he had been driving at the time of the accident impact.
Paul Priestley, head of counter fraud, Hastings Direct commented: “There is a perception that insurance fraud does not hurt anyone, but in fact it hurts everyone financially.
“On average every car driver in the UK pays over £44 more for their car insurance just because of fraud. We have heavily invested in our anti-fraud techniques and our work is both award winning and effective.”
MoneyHighStreet comments: “Any fraudulent car insurance claim is likely to have drastic, long-term affects on your motoring as a consequence – let alone a potential custodial sentence as in the case of this teacher.
“There are far better, law abiding ways to get some extra cash than committing a crime such as this. It simply isn’t worth it.
“A better option is to make sure you get the best car insurance deal with the cover that you need.
“Save money as well as make money – but do it all legally!”
Phil Bird, Insurance Fraud Bureau (IFB) said, “Insurance is there to protect people for real events. The industry is closing the net on all types of insurance fraud, including cases like this where the attempt is opportunistic in nature. This conviction sends a clear message to anyone attempting to mislead their insurer.
“We encourage the public to report information about those involved in any type of insurance fraud to our free and confidential Cheatline on 0800 422 0421, or report it online: www.insurancefraudbureau.org/report.”