Sports Car Insurance
If you drive a powerful car that is considered to be a sports car, performance car or super car then you will need to consider specialist sports car insurance. Many companies will simply refuse to insure drivers of certain types of cars because of the perceived high risk factors involved and those companies that will insure will quote you for your arm and your leg in exchange for a policy.
However there are some companies out there that will still insure you and your beloved new motor. Specialist sports and performance car insurers that will insure your vehicle and not charge the earth, many of these insurers consider the benefits of having a sports car and can provide a wide range of type of cover. From basic day to day social use, commuting, track days, rallies, competitions or events there is most likely a policy to suit you.
Other cars that may fall into this category and require specialist insurance are kit cars, imported cars, classic cars, prestige cars, super cars and modified cars. If you have an extremely unusual type of sports car you may want to insure it with a specialist car insurer for that make or model.
As with most sports cars they come with a hefty price tag and a hefty sentimental price tag too so searching for the right policy with the right insurer is important to ensure that you are covered in every eventuality.
For instance if you own a Porsche with an automatically folding convertible roof and there is a fault, some insurers will not be prepared to pay for the bill for the roof itself as it may be excluded from the policy. You should always check that everything is covered as with these types of specialist insurer's exclusions can be plentiful and knowing where you stand can be difficult at times.
As always with any type of motor insurance you should shop around and compare as many quotes as possible to ensure you get appropriate insurance at an appropriate price, because after all it is your pride and joy that is at stake.©MoneyHighStreet.com