Senior Car Insurance

If you are an older driver then you could save money on your car insurance by insuring your vehicle with a specialist senior car insurance company.

They will give you favourable rates because of your extra experience and because older drivers are considered to be more careful and take fewer risks in their driving.

There are several companies in the UK that will only accept older drivers; by not insuring any younger drivers they can cut costs. This is because older drivers will not have to subsidise for their younger counterparts in their premium.

To be entitled to apply for Senior Car Insurance you often have to be over the age of 50 or 60, have a certain amount of no-claims bonus and a certain level of driving experience. Policies have all the benefits of regular driving insurance, depending on your level of cover (Comprehensive, Third Party, or Third Party Fire and Theft) some policies may have extras thrown in that are tailored to your age group such as breakdown cover, windscreen replacement or repair, cover for personal belongings, key cover and hire or courtesy car services.